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If you are considering borrowing money in the form of a loan or mortgage, leasing company equipment or car, mapping out your long term savings strategy or comparing the present value of alternative investments, WorthIT Lease Analyst will help you work out the numbers to determine which options are best for you. WorthIT Lease Analyst is a practical and easy to use tool which incorporates many imaginative features that will make your analysis and number crunching both fun and rewarding.  It will save you time and consulting fees when you need to evaluate simple or complex business leases and loans. Using WorthIT Lease Analyst, you can:

  • Determine how ``hidden costs" such as front and back end fees, security deposits, excess usage charges and payment terms impact your Effective Interest Rate and Net Present Value.
  • Perform precise before/after taxes Cash flow and Net Present Value analysis taking into account depreciation and corporate tax rate.
  • Get an in-depth Lease Vs. Buy comparative analysis using the Net Advantage To Leasing report.
  • Test proposed Capital Leases using the FAS NO. 13 wizard to ensure compliance with US regulatory guidelines.
  • Quantify your risk exposure in Variable Rate loans and protect yourself against rate surges.
  • Simulate Demand Loan conditions by customizing principle prepayment schedules and anticipated additional loan advances and project accurate interest cost budgets for future periods.
  • Create Amortization grid tables to determine how your costs will vary incrementally at various settings of selected variables.
  • Project the Future Value of savings, investments and annuities and fine-tune your savings strategy.
  • Determine the exact Present Value of investments and annuities and maximize your investment returns.
WorthIT Lease Analyst incorporates many imaginative features that will make your analysis and number crunching both fun and rewarding. Go to the individual sections for extensive details about each tool.

 

   Lease vs. Loan Analyst

Future Value Calculator

Amortization Planner

   Present Value Calculator

 

Frequently Asked Questions Lease Analyst can help you answer:

    • What's the REAL cost and Net Present Value for this lease after all fees and payment conditions are factored into the equation?
    • Which is the better deal in this case, the loan or the lease alternative? before and after taxes and depreciation?
    • What's my net cash flow and NPV position after taxes and depreciation are taken into account?
    • What are my principle, interest, taxes and depreciation costs for this quarter? and projected for my next fiscal period?
    • Does this Capital Lease meet FAS NO 13 guidelines?
    • How much money will I save if I make the following loan prepayments? What impact will estimated additional principal draws have on my costs for my next fiscal year?.
    • What is my risk and cost exposure in a variable rate loan scenario now or in subsequent years?
    • What are my projected future value if I follow this investment plan?
    • What is the Present or Future value of this annuity program or investment?

These are but a few sample questions WorthIT Lease Analyst can help you answer.

WorthIT Lease Analyst starts at $269 CDN and $199 USD for single users.  Please contact our sales department for further information on prices.

For more information about WorthIT Lease Analyst, please view the other topics in our web site or call our toll-free number at 1-888-967-8411 or e-mail info@worthitsoftware.com 

 

 

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          For more information, please e-mail us at: info@worthitsoftware.com
                                       or call toll-free (888) 967-8411.